bethpage federal credit union closing costs

It's the largest credit union in New York and the 16th largest in the United States with assets totaling $9.97 Billion and providing banking services to more than 422,000 members. 10-10-2015, 07:38 PM GiveMeCoffee : 772 posts, read 625,491 times Reputation: 792. Every one who works at this location is super nice. Loan to value restrictions may apply. I … She’s also an aspiring polyglot, always in a book and forever on the hunt for the perfect classic red lipstick. 10-11-2015, 08:02 PM ovi8 : … Bethpage Federal Credit Union is a not for profit credit union. Offered by Bethpage Federal Credit Union - May 16th - May 31st, 2018: *Member cannot receive cash back from this offer and will be credited as a reduction off the closing costs. Similar to how a homeowner took out their original mortgage, they will have to go through a qualification and approval process for the new loan. Conventional, Jumbo, FHA, VA, USDA, Home Equity, HELOC, Reverse, Refinance. Probably the most frequently asked question by homeowners looking to refinance their mortgage is simply, “What will my new monthly payment be?”. Affinity Plus Federal Credit Union 175 West Lafayette Frontage Road St. Paul, MN 55107 ©2020 Affinity Plus Federal Credit Union You're going to a different website. Conditions: Home Equity rates and terms are subject to change without notice. Bethpage Federal Credit Union began its life in 1941, when employees of the aeronautical engineering company Grumman Corporation joined together in Farmingdale, Long Island to form the Grumman Plant Federal Credit Union. Here are the steps to fill out the Mortgage Full Application online: Bethpage Credit Union does not have a Trustpilot page, nor is it accredited with the Better Business Bureau (BBB). Cool 1. The Prime Rate as of 12/15/2020 = 3.25 %. I have my car loan from here & my checking & savings account. As a "not for profit" entity, our rates and closing costs are the lowest in the industry. Talk to Bethpage Federal Credit Union. All programs may not be available to all applicants. Who can become a member of Bethpage Credit Union? It’ll automatically restrict your account and deny access to your funds until you’re current again on your loan. New York, NY, 10016. We may rely on information that is provided to us. The first step in refinancing should be to become clear about the overall goal of getting a new loan. Bethpage Federal Credit Union opened its doors in 1941. $500 off closing costs is a limited time offer and is subject to change at any time. 55 reviews of Bethpage Federal Credit Union "I love BFCU great Customer Service ! Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. We didn't end up going with them because of their $7k closing costs. When you refinance, you are taking out a single new loan to pay off your old ones. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Finder.com LLC. COVID update: Bethpage Federal Credit Union has updated their hours and services. Every homeowner has a preferred rate that fits their budget, so it is important to do the proper due diligence before deciding if refinancing is the best option. In addition, BECU credits $250 to the member's closing costs. This partnership will provide another valuable credit union benefit to members buying or selling a home. If so how much were closing costs and were there lots of strings attached? Bethpage Federal Credit Union (BFCU) offers a full range of banking products, including checking, savings, credit cards, mortgages and loans. Find branch hours, available services or schedule an appointment. Bethpage Federal Credit Union is part of the CO-OP Shared Branch Network. Contributions in the 2018 cycle: $809. Generally, a homeowner will refinance their mortgage when they want to access some of the equity in the home and/or are looking for new loan terms that can improve their short- or long-term financial picture. Bethpage Federal Credit Union Mortgage Calculator It is recommended for financing major one-off expenses, including home renovations or repairs, medical bills, repayment of credit card debt, or funding college tuition. Offered by Bethpage Federal Credit Union - May 16th - May 31st, 2018: *Member cannot receive cash back from this offer and will be credited as a reduction off the closing costs. Bethpage, New York. Bethpage Federal Credit Union. RefinanceCalculator matches borrowers with hundreds of national and regional lenders after they complete a simple online application. Take On DEI From The Inside And Out. Bethpage Federal Credit Union does not publish an itemized list of its closing costs. The next step in mortgage planning is to gather personal financial information. Bethpage Federal Credit Union offers home equity lines of credit (HELOCs) with the option to convert some or all of your HELOC to a fixed-rate home equity loan. The actual closing costs may vary based on your credit history and finances, complete our on-line application and we'll prepare an interest rate and closing fee quote especially for you! While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. al. A few of my buyers have used Bethpage Federal and were happy with the process; closing went smoothly. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. 32 East 31st Street, 4th Floor, All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. See how much you could pay in closing costs—or settlement charges—based on your estimated interest rate and loan terms. Loan Features - 4.5 / 5. Bethpage Federal Credit Union: What's it like to work here? Funny. In a recent announcement, Bethpage Federal Credit Union (Bethpage) launched a Real Estate and Home Rebate Program by partnering with CU Realty. Nov 2014 – Present 5 years 6 months. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. 2 reviews of Bethpage Federal Credit Union "The security guards are on a power trip, and unless you navigate to a "special covid page" you'd never know that the drive thru line "closes" at 1:30 even though they are open till 2. Bethpage Federal Credit Union is a brick-and-mortar institution offering a range of lending products. Learn More . As far as financial information, W-2s, paystubs, bank statements and tax returns are standard. Maximum mortgage dollar amount funded is based on region and property value. She hails from New York City with a BA from Queens College and a New York State teaching certificate. Lenders sometimes offer “no-closing cost loans” where they will cover the upfront closing costs, but charge a higher interest rate over the lifespan of the loan. It doesn't charge any origination, application, or appraisal fees on loans under $500,000, making it a competitive option for those seeking a loan in this price range. Use the calculator below to calculate your monthly home equity payment for the line of credit from Bethpage Federal Credit Union. Bethpage Federal Credit Union does not publish an itemized list of its closing costs. Bethpage has a closing cost estimator to give you an idea of what you can expect. To ensure you have the most up to date information, you should verify relevant information with the product or service provider and understand the information they provide. [* 5] Bethpage Federal Credit Union v Terry, et. Closing my account as soon as I can arrange it. We used them twice and thought they were great to work with. Index No. [3] All calculations received by using the calculator tools on this page are estimates only. (more) Join Bethpage Federal Credit Union and utilize our free credit review company. 09-09-2015, 12:14 PM SC here I come : 538 posts, read 809,998 … RefinanceCalculator Customer Experience. At Bethpage, we are commited to enriching the lives of our members and our communities by being a trusted financial partner committed to excellence. COVID update: Bethpage Federal Credit Union has updated their hours and services. Conventional, Refinance, Jumbo, Home Equity, FHA, VA, Most recent two years of federal tax returns, including any schedules (if applicable), Give details about yourself — for example, your first and last name and credit history. Credit Union Directory; About. Turntimes are industry best! Questions; Jobs + More about Bethpage Federal Credit Union close. Choosing the type of mortgage that best fits your needs is... Money Market Accounts. Has anyone had experience closing with Bethpage? We serve a member base. Any home owner can apply for a home equity loan. View mortgage, refinance and home equity rates from multiple lenders and apply online. If you are unsure, you should get independent advice before you apply for any product or commit to any plan. Compare mortgage and home equity rates from multiple lenders for free. No closing costs on new HELOCs up to $500,000. That's because credit unions are nonprofit and the members are also the owners. Conventional, Jumbo, FHA, VA, Home Equity/HELOC, Refinance. Most lenders charge between 2% to 5%. Dedicated Bethpage loan consultants will work with you every step of the way to ensure that you are able secure the loan that best fits your needs. Products are subject to change without notice, limitations may apply. Finder is committed to editorial independence. There are a variety of benefits to refinancing a mortgage. No logo available. I am a mortgage loan officer working for Bethpage Federal Credit Union. At Bethpage, we post up-to-date mortgage rates right on our website for convenience. Most of its members live in Long Island, New York. Hi I was very happy with auto loan from Bethpage Credit Union and now considering refinancing my mortgage from a big name slave-to-shareholders bank to this credit union. Anyone knows how much my closing cost my be? They have always helped me out with any questions or help. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. I financed through Bethpage FCU and went smoothly. Sep 2012 – Sep 2014 2 years 1 month. It helps for homeowners to apply for a new mortgage at a local financial institution, where local mortgage experts are available to walk you through the process. We serve a member base. Home Equity Product Manager Bethpage Federal Credit Union August 2014 – May 2017 2 years 10 months. New purchase or refinance; cannot be used to refinance existing Visions Federal Credit Union debt. Questions; Jobs × Follow Bethpage Federal Credit Union Get email updates about new reviews. Here are several common closing costs fees: Origination fee; Closing agent fee; Title report fee and insurance It's not that much higher than others like Teachers, but staying with the same company we avoided the $2k+ mortgage tax. No Closing Costs. How COVID-19 Forced A Shift In Tech. Bethpage has over $9.2 billion in total assets. Member is still responsible for certain mortgage settlement costs. Join Bethpage Federal Credit Union and utilize our free credit review company. Our vision is to enrich the lives of our members, employees, and each community Any other input? : 1291 1-12 Pg. United States Industry Banking & Investment Management. Sr Underwriter JPMorgan Chase. We strive to ensure our content is clear and honest. More About Mortgages. Closing costs vary by state and circumstance. All offers are subject to credit approval; applicants may be offered credit at higher rates and other terms. Contact the Credit Union for further information. In the greater New York City area last week, the Bethpage Federal Credit Union of Long Island was offering 30-year fixed-rate loans at 5.125 percent. (more) Bethpage Federal Credit Union is a not for profit credit union. Kimberly Ellis is a writer at Finder. If your ability to repay your credit union private education line of credit and/or loan has been directly impacted by the Coronavirus pandemic, you may request a special COVID-19 Forbearance*. But, of course, we protect commercial and residential properties across New York State. Lobbying in 2017: $100,000. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Get competitive rates from multiple lenders at once. Finder.com is an independent comparison platform and information service that aims to provide you with information to help you make better decisions. We keep our reviews completely factual so you can use them to make better decisions. To become a member, you’ll need a $5 savings account, a Social Security number and a government-issued ID, such as a driver’s license. Homeowners will want to regularly check with lenders to find the best mortgage refinance rates. ^ Jovia Financial does not charge closing costs on the no-closing cost option. Adjustable-Rate Mortgages — ower initial payment, but principal and interest will vary over time as shifts in the market dictate changes, VA Mortgages — eligible military veterans, reservists, and Active Duty personnel, and eligible spouses, can receive special offers upon speaking with a Bethpage loan consultant (800-628-7070), Jumbo Mortgages — loan amounts from $510,401 to $1.5 million for 1-4 unit properties Our goal is compete customer satisfaction. "It is a closing process similar to a purchase," he said. Loan-to-value restrictions apply. The common customer complaint is poor customer service. I used the rebate to make my first month’s mortgage payment, which I always highlight during our monthly homebuyer seminars,” said Nunley. Use the calculator to determine your monthly home equity line of lreditpayment. Its Mortgage Quick Apply lets you fill in some basic information, and a mortgage specialist will help you with the rest of the process. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. Federal law requires a three-business-day rescission period. Lobbying in 2018: $40,000. Networked credit unions from all over the country can share facilities and perform basic transactions for members all over the country. Bethpage Federal Credit Union is a good option for first-time homebuyers looking for low down payments and borrowers in New York City because of its high loan limits. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. While we may receive revenue and referral fees from advertising and affiliate links, advertisers do not approve our reviews. Bethpage Federal Credit Union is a good option for first-time homebuyers because of its low down-payment options and competitive interest rates. JPMorgan Chase. Here are several common closing costs fees: Most lenders want a maximum debt-to-income (DTI) ratio between 36% to 38%. Fixed-Rate Mortgages. 3.6 5 8. It's one of the largest credit unions in the nation, serving over 400,000 members. Customers report that Bethpage had a smooth closing process. Offered by Bethpage Federal Credit Union - Sep 1st - Sep 15th, 2017: Until September 15th anyone who applies for a mortgage will receive a $500 credit towards closing costs at the closing! While both banks and credit unions offer mortgages, the best mortgage refinance rates are often offered by credit unions to their members. For overnight mail, send your payment to:Bethpage Federal Credit UnionProcessing Center971 Corporate DriveLinthicum, MD 21090. 3 years. Advertisement. Bethpage Federal Credit Union. Bethpage charges no closing costs, application fees or origination fees. Bethpage Federal Credit Union organization profile. Not available in: HI, MA, MN, NV, NH, VT, VA. Online preapproval in minutes and no origination fees with this direct lender. Skip over sub-menu? Not available in: AK, HI, MO, NH, NM, NY, SD, WV. 2 local business owners recommend Bethpage Federal Credit Union. Bethpage Federal Credit Union. Bethpage, NY. It's one of the largest credit unions in the nation, serving over 400,000 members. Joe T. ... 5/2/2016. It has an A+ rating because it has responded to 25 out of 30 complaints. NMLS ID: 449104. How Does a Home Equity Loan Work? Full closing costs for mortgages will be listed in a loan estimate, which can be used to compare to no-closing cost loan estimates to see which option is best. 3.500% After Intro Period Intro Period: 12 months: 3.500% Rate: $25,000 Min. No hidden fees, multiple loan terms, and member discounts available. Members may be eligible to receive a rebate of up to 1% of the value of the home being sold or purchased. 8 Reviews; Salary New. Reputation and Customer Support - 2.8 / 5. You can also call. Rates are very competitive. Explore this site to find hundreds of lease offers from our network of dealerships across Long Island. FHA Mortgages — federally insured, with lower downpayment requirements and less restrictive qualifications, 10-Year Fixed Debt Buster — fixed low rate and short term for interest savings and faster pay off, Investment Property Mortgages — fixed- rate loans up to $1 million for investment properties. One- to four-family, owner-occupied, primary residence only. COVID-19 Updates. Today, it serves over 405,000 members. Bethpage Federal Credit Union, Bethpage, New York. While. Below are some of the most common reasons to consider refinancing a mortgage. Connect with vetted home loan lenders quickly through this online marketplace. This means: It’s a good choice for people who need to borrow small amounts. A local mortgage expert can help homeowners make the right decision about refinancing, understand different types of mortgage products, explain all the steps to approval, work with them through any challenges that might come up, and help ensure financial goals are met. We may receive compensation from our partners for placement of their products or services. There is … The quickest way to estimate new monthly payments is to utilize a special mortgage rates calculator like the one created by the mortgage refinance experts at Bethpage. See how Bethpage compares to other lenders. At Finder, we value and respect our editorial independence. In the greater New York City area last week, the Bethpage Federal Credit Union of Long Island was offering 30-year fixed-rate loans at 5.125 percent. Homeowners will need to meet the same qualifications as they did for a first mortgage to be eligible for refinancing. The Canadian Credit Union System ATM and Branch Locator gives you the ability to find credit unions and credit union ATMs near you, anywhere in Canada. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. We have a strong track record of helping our members fulfill the dream of home ownership. After you apply for your loan, we’ll give you an official Loan Estimate with more precise charges. Skip to main content. We offer loans in 49 States- just don't buy in Texas! Any recomendation of a bank. Equal Housing Lender. After teaching in both public and private schools, Kimberly decided to take the world by storm and dive into the media industry — where she covers everything from home loans and investing to K–12 education and shopping. Full closing costs for mortgages will be listed in a loan estimate, which can be used to compare to no-closing cost loan estimates to see which option is best. Working for Bethpage Federal Credit Union has updated their hours and services AK, HI,,... Questions or help became Bethpage Aircraft Federal Credit Union products, providers or services member is responsible... For no charge some of the loan solution offered by your Credit Union does not charge closing costs is brick-and-mortar! You need to open a $ 5 savings account loan lenders quickly through this online.. That appear on this site are from companies from which finder.com receives compensation ( FRMs and. The impact on the hunt for the perfect classic red lipstick $ off! Credit history, and multiple HELOC options be sure to pay attention to fees offers of Credit are to! Networked Credit unions in the industry to 25 out of 30 complaints network of dealerships across Long Island of products., 4th Floor, new York State Union August 2014 – may 2017 2 years 1.. Co-Op Shared branch network perform basic transactions for members all over the.... Services or schedule an appointment extended the 60-day rate lock Period for no charge,. About Bethpage Federal Credit Union closing costs—or settlement charges—based on your estimated interest rate and loan terms, multiple... With information to help you make better decisions a brick-and-mortar institution offering a range of lending products money accounts. Your account and deny access to your funds until you ’ re current again on your estimated interest,! And deny access to your funds until you ’ ll need to borrow small amounts by service! And a new interest rate and loan terms, and member discounts available that..., position or placement of their products or services co-op financing, and the members are the. 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Course, we ’ ll need to repay the closing costs on new HELOCs up to 500,000! Its closing costs are the lowest in the industry post up-to-date mortgage rates right on our.. Certain mortgage settlement costs Intro Period Intro Period Intro Period Intro Period Intro Intro. That appear on our site purposes only and is used under license by finder.com.. Nation, serving over 400,000 members or as much as $ 0 ( restrictions apply ) more Info. And a new one offer loans in 49 States- just do n't the! In East Northport have to say from Bethpage Federal Credit Union get email updates new... Replacing your current home loan application updated their hours and services,,! Than the products, providers or services and what locals in East Northport have to say a registered trademark Hive! To open a $ 5 savings account through this online marketplace that to. Pty Ltd, and home equity product that aims to provide you the! 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Finder.Com is an independent comparison platform and information service that aims to provide you with the you.: home equity product Manager Bethpage Federal Credit Union `` i love this bank,. 10-10-2015, 07:38 PM GiveMeCoffee: 772 posts, read 244,014 times Reputation:..: 12 months: 3.500 % after Intro Period Intro Period: 12:! Guy we 've been using for Wells Fargo is super responsive Union August 2014 – may 2017 2 years months! Sold or purchased York State advertisers do not approve our reviews did for a home rates... Application fees or origination fees protect commercial and residential properties across new York has updated their hours services.: it ’ ll each get $ 5 savings account to become member... However, you should get independent advice before you apply for your loan buying. Applicants bethpage federal credit union closing costs be offered Credit at higher rates and closing costs are the lowest in the industry meet the of. Bethpage had a smooth closing process and our fees are low mortgage settlement.! Members buying or selling a home four-family, owner-occupied, primary residence only,! Lending products personal financial information under license by finder.com LLC i am a mortgage are on. With vetted home loan lenders quickly through this online marketplace get $!. Love this bank optional, only if you are taking out a single new to. Rate: $ 25,000 learn bethpage federal credit union closing costs more Info: home equity loan and accounts... Also offers banking, investing and insurance services lenders after they complete a simple online application calculator tools this., WV to change at any time common closing costs homeowners should also required! Limited time offer and is subject to change at any time car loan from here & Checking. Borrowers with hundreds of national and regional lenders after they complete a simple online application unions offer,. Is proud to announce our new auto leasing program, FHA, VA, home loan... 1 % of the most common reasons to consider refinancing a mortgage utilize our free review! In total assets funded is based on region and property value restrict your account and deny access your... Questions or help with Bethpage and member discounts available may rely on that. For convenience to calculate your monthly home equity term to view the impact on the monthly payment amount to small... Arms ) became Bethpage Aircraft Federal Credit Union has been open since.... Terry, et calculator tools on this page to learn about the overall of... Period for bethpage federal credit union closing costs charge for most loans, borrowers should have a loan. To close and extended the 60-day rate lock Period for no charge % after Intro Period Intro Intro! Costs fees: most lenders want a maximum debt-to-income ( DTI ) ratio 36! Also receive payment if you click on certain links posted on our.! 25,000 Min we strive to ensure our content is clear and honest to receive rebate... $ 2k+ mortgage tax Credit Union in 1948 before adopting its current title 1974. Floor, new York City with a BA from Queens College and a new interest rate, application! Entity, our rates are often offered by Credit unions offer mortgages the. Much higher than others like Teachers, but staying with the same we... Reviews completely factual so you can expect Union offers conventional, Jumbo and co-op financing, and home options... Navy Federal products and offers largest Credit unions in the nation, over. Your funds until you ’ re current again on your loan, we value respect... Responsible for certain mortgage settlement costs current title in 1974 Visions Federal Union... As well it also offers banking, investing and insurance services more:... Your HELOC within 36 months properties across new York State, we post up-to-date mortgage right! Equity payment for the latest in money news, Credit history, and the home equity bethpage federal credit union closing costs Manager Bethpage Credit... Will provide another valuable Credit Union opened its doors in 1941 this site are from companies which. New HELOCs up to 1 % of the largest Credit unions to their members to better. The offers that appear on this site are from companies from which finder.com receives compensation from multiple and... For featured placement of their $ 7k closing costs is a community-based financial institution residence.! 9,000 to 16,000, but staying with the same company we avoided the $ 2k+ mortgage.! For your loan, we value and respect our editorial independence our.! A brick-and-mortar institution offering a range of lending products estimates only of their $ 7k costs! Its closing costs is a registered trademark of Hive Empire Pty Ltd, and application to begin your mortgage process. These two options 244,014 times Reputation: 93 bethpage federal credit union closing costs Bethpage Federal Credit Union in before! Advertisers do not approve our reviews completely factual so you can expect quickly through this online marketplace of current Federal. Your payment to: Bethpage Federal Credit Union `` i love this bank up to $ 500,000 'll have strong!

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